/* ==========================================================================
   INDEX CORE ASSET MANAGEMENT - LP B (MERCADO / TECNOLÓGICA v2.3)
   Corporate Luxury & Wealth Design System
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. CSS VARIABLES & TOKENS (OBSIDIAN, GRAPHITE, OFF-WHITE, CHAMPAGNE)
   -------------------------------------------------------------------------- */
:root {
  /* Base Dark Tones (Wealth, Executive & Institutional) */
  --bg-obsidian: #0A0A0A;
  --bg-graphite: #121417;
  --bg-charcoal: #161A1F;
  --bg-surface: #1A1F26;
  --bg-surface-elevated: #222831;
  --bg-surface-glass: rgba(22, 26, 31, 0.85);

  /* Borders & Hairlines */
  --border-subtle: rgba(255, 255, 255, 0.08);
  --border-medium: rgba(255, 255, 255, 0.15);
  --border-gold: rgba(201, 169, 106, 0.4);
  --border-gold-subtle: rgba(201, 169, 106, 0.2);
  --border-card: rgba(255, 255, 255, 0.1);

  /* Typography Colors */
  --text-pure-white: #FFFFFF;
  --text-off-white: #F4F2EC;
  --text-warm-gray: #D8D3C8;
  --text-secondary: #9E9A92;
  --text-muted: #6B6760;
  --text-dark: #0A0A0A;

  /* Champagne & Brushed Gold Accents */
  --gold-champagne: #C9A96A;
  --gold-champagne-hover: #D8BA7D;
  --gold-matte: #B89252;
  --gold-deep: #9E7A3C;
  --gold-bg-subtle: rgba(201, 169, 106, 0.08);
  --gold-bg-medium: rgba(201, 169, 106, 0.15);

  /* Secondary Institutional Neutral Accents */
  --accent-emerald: #10B981;
  --accent-emerald-bg: rgba(16, 185, 129, 0.08);
  --accent-emerald-border: rgba(16, 185, 129, 0.25);

  /* Buttons & Surfaces */
  --btn-primary-bg: #C9A96A;
  --btn-primary-text: #0A0A0A;
  --btn-primary-hover: #D8BA7D;
  --btn-secondary-bg: rgba(255, 255, 255, 0.04);
  --btn-secondary-border: rgba(255, 255, 255, 0.18);

  /* Typography */
  --font-ui: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-display: 'Manrope', 'Inter', sans-serif;
  --font-mono: 'JetBrains Mono', monospace;

  /* Layout & Spacing */
  --container-max: 1200px;
  --radius-xs: 4px;
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 20px;
  --radius-full: 9999px;

  /* Smooth Transitions */
  --transition-fast: 0.18s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-smooth: 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  --shadow-luxury: 0 10px 30px rgba(0, 0, 0, 0.5);
  --shadow-gold-subtle: 0 4px 20px rgba(201, 169, 106, 0.15);
}

/* --------------------------------------------------------------------------
   2. RESET & BASE
   -------------------------------------------------------------------------- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  color-scheme: dark;
}

body {
  font-family: var(--font-ui);
  background-color: var(--bg-obsidian);
  color: var(--text-off-white);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  background-image: 
    radial-gradient(ellipse 70% 40% at 50% -10%, rgba(201, 169, 106, 0.05), transparent 70%),
    radial-gradient(circle at 90% 30%, rgba(255, 255, 255, 0.02), transparent 40%),
    radial-gradient(circle at 10% 70%, rgba(201, 169, 106, 0.02), transparent 40%);
  background-attachment: fixed;
}

a {
  color: inherit;
  text-decoration: none;
}

ul {
  list-style: none;
}

img, svg {
  display: block;
  max-width: 100%;
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  color: inherit;
  border: none;
  background: none;
}

/* --------------------------------------------------------------------------
   3. LAYOUT UTILITIES
   -------------------------------------------------------------------------- */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

.section {
  padding: 6rem 0;
  position: relative;
}

@media (max-width: 768px) {
  .section {
    padding: 4rem 0;
  }
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.35rem 0.85rem;
  background: var(--gold-bg-subtle);
  border: 1px solid var(--border-gold-subtle);
  border-radius: var(--radius-full);
  font-family: var(--font-mono);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  color: var(--gold-champagne);
  text-transform: uppercase;
  margin-bottom: 1.25rem;
}

.section-header {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 3.5rem auto;
}

.section-title {
  font-family: var(--font-display);
  font-size: 2.35rem;
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: -0.02em;
  color: var(--text-pure-white);
  margin-bottom: 1rem;
}

@media (max-width: 768px) {
  .section-title {
    font-size: 1.85rem;
  }
}

.section-subtitle {
  font-size: 1.05rem;
  color: var(--text-secondary);
  line-height: 1.65;
}

/* --------------------------------------------------------------------------
   4. HEADER & OFFICIAL LOGO DISPLAY
   -------------------------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(10, 10, 10, 0.92);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  border-bottom: 1px solid var(--border-subtle);
  padding: 0.95rem 0;
  transition: all var(--transition-fast);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.brand-logo-link {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.brand-logo-img {
  height: 48px;
  width: auto;
  object-fit: contain;
  filter: brightness(0) saturate(100%) invert(77%) sepia(21%) saturate(940%) hue-rotate(357deg) brightness(95%) contrast(90%) drop-shadow(0 0 12px rgba(201, 169, 106, 0.3));
  transition: filter var(--transition-fast), transform var(--transition-fast);
}

.brand-logo-img:hover {
  filter: brightness(0) saturate(100%) invert(88%) sepia(25%) saturate(1100%) hue-rotate(357deg) brightness(105%) contrast(95%) drop-shadow(0 0 16px rgba(201, 169, 106, 0.55));
  transform: scale(1.02);
}

.header-action .btn-header {
  padding: 0.55rem 1.25rem;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-off-white);
  background: var(--bg-charcoal);
  border: 1px solid var(--border-medium);
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
  cursor: pointer;
}

.header-action .btn-header:hover {
  border-color: var(--gold-champagne);
  color: var(--gold-champagne);
  background: var(--gold-bg-subtle);
}

/* --------------------------------------------------------------------------
   5. TARJA DE MERCADO (TV STOCK TICKER - MOVIMENTO AUTOMÁTICO DA DIR. P/ ESQ.)
   -------------------------------------------------------------------------- */
.market-strip-wrapper {
  background: #0B0D10;
  border-top: 1px solid var(--border-subtle);
  border-bottom: 1px solid var(--border-subtle);
  position: relative;
  overflow: hidden !important;
  user-select: none;
  width: 100%;
  scrollbar-width: none !important;
  -ms-overflow-style: none !important;
}

.market-strip-wrapper::-webkit-scrollbar {
  display: none !important;
  width: 0 !important;
  height: 0 !important;
}

.market-strip-bar {
  display: flex;
  overflow: hidden !important;
  position: relative;
  width: 100%;
  scrollbar-width: none !important;
  -ms-overflow-style: none !important;
}

.market-strip-bar::-webkit-scrollbar {
  display: none !important;
  width: 0 !important;
  height: 0 !important;
}

/* Automatic Continuous Ticker Track - Right to Left */
.market-strip-track {
  display: flex !important;
  flex-direction: row !important;
  flex-wrap: nowrap !important;
  width: max-content !important;
  align-items: stretch;
  white-space: nowrap;
  animation: stockMarketMarquee 32s linear infinite !important;
  will-change: transform;
  scrollbar-width: none !important;
  -ms-overflow-style: none !important;
}

.market-strip-track::-webkit-scrollbar {
  display: none !important;
  width: 0 !important;
  height: 0 !important;
}

.market-strip-wrapper:hover .market-strip-track {
  animation-play-state: paused !important;
}

@keyframes stockMarketMarquee {
  0% {
    transform: translate3d(0, 0, 0);
  }
  100% {
    transform: translate3d(-50%, 0, 0);
  }
}

/* Structured Market Card Boxes */
.market-box {
  display: inline-flex;
  flex-direction: column;
  justify-content: center;
  padding: 0.85rem 1.75rem;
  border-right: 1px solid var(--border-subtle);
  background: #111316;
  min-width: 245px;
  flex-shrink: 0;
  transition: background var(--transition-fast);
}

.market-box:hover {
  background: #181C22;
}

.market-box-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
  margin-bottom: 0.25rem;
}

.market-label {
  font-family: var(--font-mono);
  font-size: 0.65rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  text-transform: uppercase;
}

.market-pill {
  font-family: var(--font-mono);
  font-size: 0.62rem;
  font-weight: 700;
  padding: 0.15rem 0.45rem;
  border-radius: var(--radius-xs);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.market-pill.gold {
  background: var(--gold-bg-medium);
  color: var(--gold-champagne);
  border: 1px solid var(--border-gold);
}

.market-pill.neutral {
  background: rgba(255, 255, 255, 0.05);
  color: var(--text-warm-gray);
  border: 1px solid var(--border-subtle);
}

.market-pill.emerald {
  background: var(--accent-emerald-bg);
  color: var(--accent-emerald);
  border: 1px solid var(--accent-emerald-border);
}

.market-box-body {
  display: flex;
  align-items: baseline;
  gap: 0.5rem;
}

.market-val {
  font-family: var(--font-display);
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--text-pure-white);
  letter-spacing: -0.01em;
}

.market-val.highlight-gold {
  color: var(--gold-champagne);
}

.market-box-footer {
  font-size: 0.72rem;
  color: var(--text-secondary);
  font-weight: 500;
  margin-top: 0.15rem;
}

.market-strip-note {
  font-size: 0.7rem;
  color: var(--text-muted);
  text-align: center;
  padding: 0.4rem 1rem;
  background: #08090B;
  border-bottom: 1px solid var(--border-subtle);
  letter-spacing: 0.02em;
}

/* --------------------------------------------------------------------------
   6. HERO SECTION (DOBRA 1)
   -------------------------------------------------------------------------- */
.hero {
  position: relative;
  padding: 5.5rem 0 6.5rem 0;
  overflow: hidden;
  background-image: url('../assets/images/hero-bg.jpg');
  background-size: cover;
  background-position: center top;
}

.hero-bg-overlay {
  position: absolute;
  inset: 0;
  background: 
    linear-gradient(180deg, rgba(10, 10, 10, 0.86) 0%, rgba(10, 10, 10, 0.98) 100%),
    radial-gradient(circle at 80% 30%, rgba(201, 169, 106, 0.06), transparent 60%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 3.5rem;
  align-items: center;
  position: relative;
  z-index: 2;
}

@media (max-width: 992px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
}

.hero-seal {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.4rem 1rem;
  background: rgba(22, 26, 31, 0.9);
  border: 1px solid var(--border-gold-subtle);
  border-radius: var(--radius-full);
  font-family: var(--font-mono);
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  color: var(--gold-champagne);
  text-transform: uppercase;
  margin-bottom: 1.5rem;
}

.hero-seal-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold-champagne);
}

.hero-title {
  font-family: var(--font-display);
  font-size: 3.15rem;
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.03em;
  color: var(--text-pure-white);
  margin-bottom: 1.25rem;
}

.hero-title span.highlight {
  color: var(--gold-champagne);
}

@media (max-width: 768px) {
  .hero-title {
    font-size: 2.25rem;
  }
}

.hero-subtitle {
  font-size: 1.12rem;
  color: var(--text-warm-gray);
  line-height: 1.65;
  margin-bottom: 2rem;
  max-width: 580px;
}

.hero-subtitle strong {
  color: var(--text-pure-white);
  font-weight: 600;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.75rem;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.95rem 2rem;
  background: var(--btn-primary-bg);
  color: var(--btn-primary-text);
  font-weight: 700;
  font-size: 0.98rem;
  border-radius: var(--radius-sm);
  letter-spacing: -0.01em;
  transition: all var(--transition-fast);
  box-shadow: 0 4px 20px rgba(201, 169, 106, 0.25);
  cursor: pointer;
}

.btn-primary:hover {
  background: var(--btn-primary-hover);
  transform: translateY(-2px);
  box-shadow: 0 6px 25px rgba(201, 169, 106, 0.35);
}

.btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.95rem 1.75rem;
  background: var(--btn-secondary-bg);
  border: 1px solid var(--btn-secondary-border);
  color: var(--text-pure-white);
  font-weight: 600;
  font-size: 0.95rem;
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
  cursor: pointer;
}

.btn-secondary:hover {
  border-color: var(--gold-champagne);
  background: rgba(255, 255, 255, 0.08);
  color: var(--gold-champagne);
  transform: translateY(-2px);
}

.hero-support-text {
  font-size: 0.88rem;
  color: var(--text-secondary);
  margin-bottom: 0.5rem;
}

.hero-risk-note {
  font-size: 0.75rem;
  color: var(--text-muted);
  line-height: 1.4;
}

/* --------------------------------------------------------------------------
   7. HERO STRATEGY HUB
   -------------------------------------------------------------------------- */
.strategy-hub {
  background: var(--bg-charcoal);
  border: 1px solid var(--border-medium);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.6);
  position: relative;
}

.strategy-hub::before {
  content: '';
  position: absolute;
  top: 0;
  left: 20%;
  right: 20%;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold-champagne), transparent);
}

.strategy-hub-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid var(--border-subtle);
  padding-bottom: 1rem;
  margin-bottom: 1.25rem;
}

.hub-brand {
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  color: var(--text-pure-white);
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.hub-status-badge {
  font-family: var(--font-mono);
  font-size: 0.68rem;
  font-weight: 600;
  padding: 0.25rem 0.6rem;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-xs);
  color: var(--text-warm-gray);
}

.strategy-routes {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.route-card {
  background: var(--bg-graphite);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  transition: all var(--transition-fast);
  position: relative;
}

.route-card:hover {
  border-color: var(--border-gold-subtle);
  transform: translateY(-2px);
}

.route-card.highlight-fidc {
  border-left: 3px solid var(--gold-champagne);
}

.route-card.highlight-fim {
  border-left: 3px solid var(--text-warm-gray);
}

.route-card-top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: 0.75rem;
}

.route-name {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-pure-white);
}

.route-badge {
  font-family: var(--font-mono);
  font-size: 0.65rem;
  font-weight: 600;
  padding: 0.2rem 0.55rem;
  border-radius: var(--radius-xs);
  text-transform: uppercase;
}

.route-badge.gold {
  background: var(--gold-bg-medium);
  border: 1px solid var(--border-gold);
  color: var(--gold-champagne);
}

.route-badge.silver {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid var(--border-medium);
  color: var(--text-pure-white);
}

.route-details {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.75rem;
  margin-top: 0.75rem;
  padding-top: 0.75rem;
  border-top: 1px solid var(--border-subtle);
}

.route-meta-item {
  display: flex;
  flex-direction: column;
}

.route-meta-label {
  font-family: var(--font-mono);
  font-size: 0.65rem;
  color: var(--text-muted);
  text-transform: uppercase;
}

.route-meta-val {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-off-white);
}

/* --------------------------------------------------------------------------
   8. DOBRA 2: BENEFÍCIOS
   -------------------------------------------------------------------------- */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

@media (max-width: 992px) {
  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 576px) {
  .benefits-grid {
    grid-template-columns: 1fr;
  }
}

.benefit-card {
  background: var(--bg-charcoal);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 2rem 1.5rem;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-smooth);
  position: relative;
}

.benefit-card:hover {
  border-color: var(--border-gold-subtle);
  transform: translateY(-4px);
  box-shadow: 0 12px 30px rgba(0, 0, 0, 0.4);
}

.benefit-icon-box {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-sm);
  background: var(--gold-bg-subtle);
  border: 1px solid var(--border-gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  color: var(--gold-champagne);
}

.benefit-icon-box svg {
  width: 24px;
  height: 24px;
}

.benefit-title {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--text-pure-white);
  margin-bottom: 0.75rem;
}

.benefit-desc {
  font-size: 0.92rem;
  color: var(--text-secondary);
  line-height: 1.65;
  flex-grow: 1;
}

.benefits-cta-box {
  text-align: center;
  margin-top: 3.5rem;
}

/* --------------------------------------------------------------------------
   9. DOBRA 3: O PRODUTO (NEXA FIDC - SÊNIOR I & II)
   -------------------------------------------------------------------------- */
.product-matrix {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  margin-bottom: 2.5rem;
}

@media (max-width: 850px) {
  .product-matrix {
    grid-template-columns: 1fr;
  }
}

.class-panel {
  background: var(--bg-charcoal);
  border: 1px solid var(--border-medium);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
  transition: all var(--transition-smooth);
}

.class-panel:hover {
  border-color: var(--gold-champagne);
  transform: translateY(-3px);
  box-shadow: var(--shadow-luxury);
}

.class-panel-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 1.5rem;
}

.class-title {
  font-family: var(--font-display);
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--text-pure-white);
}

.class-duration {
  font-family: var(--font-mono);
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--gold-champagne);
}

.class-amortization-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-family: var(--font-mono);
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-pure-white);
  background: var(--gold-bg-medium);
  border: 1px solid var(--border-gold);
  border-radius: var(--radius-xs);
  padding: 0.35rem 0.75rem;
  margin-bottom: 1.25rem;
  width: fit-content;
}

.class-desc {
  font-size: 0.98rem;
  color: var(--text-secondary);
  line-height: 1.65;
  margin-bottom: 1.5rem;
  flex-grow: 1;
}

.class-flow-visual {
  background: var(--bg-graphite);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-sm);
  padding: 1rem;
  margin-top: 1rem;
}

.class-flow-label {
  font-family: var(--font-mono);
  font-size: 0.68rem;
  color: var(--text-muted);
  text-transform: uppercase;
  margin-bottom: 0.5rem;
}

.class-flow-steps {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.5rem;
}

.flow-step-bar {
  flex: 1;
  height: 4px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 2px;
  position: relative;
}

.flow-step-bar.active {
  background: var(--gold-champagne);
}

.product-quick-info {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 2rem;
  background: var(--bg-graphite);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 1.25rem 2rem;
  margin-bottom: 2.5rem;
}

.quick-info-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text-off-white);
}

.quick-info-item svg {
  width: 20px;
  height: 20px;
  color: var(--gold-champagne);
}

/* --------------------------------------------------------------------------
   10. DOBRA 4: NEXT CORE II FIM
   -------------------------------------------------------------------------- */
.fim-section {
  background: #0E1014;
  border-top: 1px solid var(--border-subtle);
  border-bottom: 1px solid var(--border-subtle);
  position: relative;
}

.fim-hero-card {
  background: var(--bg-charcoal);
  border: 1px solid var(--border-medium);
  border-radius: var(--radius-xl);
  padding: 3.5rem;
  box-shadow: var(--shadow-luxury);
  position: relative;
}

@media (max-width: 768px) {
  .fim-hero-card {
    padding: 2rem 1.5rem;
  }
}

.fim-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}

@media (max-width: 900px) {
  .fim-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }
}

.fim-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.35rem 0.85rem;
  background: var(--gold-bg-subtle);
  border: 1px solid var(--border-gold-subtle);
  border-radius: var(--radius-full);
  font-family: var(--font-mono);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  color: var(--gold-champagne);
  text-transform: uppercase;
  margin-bottom: 1.25rem;
}

.fim-title {
  font-family: var(--font-display);
  font-size: 1.85rem;
  font-weight: 700;
  color: var(--text-pure-white);
  line-height: 1.25;
  margin-bottom: 1.25rem;
}

.fim-desc {
  font-size: 1.02rem;
  color: var(--text-warm-gray);
  line-height: 1.65;
  margin-bottom: 2rem;
}

/* Monumental CDI Graphic Display */
.cdi-monumental-box {
  background: var(--bg-graphite);
  border: 1px solid var(--border-gold);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  text-align: center;
  position: relative;
}

.cdi-label {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--gold-champagne);
  text-transform: uppercase;
  margin-bottom: 0.5rem;
}

.cdi-number {
  font-family: var(--font-display);
  font-size: 4.2rem;
  font-weight: 900;
  line-height: 1;
  letter-spacing: -0.04em;
  color: var(--text-pure-white);
  margin-bottom: 0.75rem;
}

.cdi-number span.cdi-gold {
  color: var(--gold-champagne);
}

@media (max-width: 576px) {
  .cdi-number {
    font-size: 3rem;
  }
}

.cdi-subtext {
  font-size: 0.88rem;
  color: var(--text-warm-gray);
  font-weight: 500;
}

/* Liquidity Flow Pipeline */
.liquidity-pipeline {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-top: 2rem;
}

.pipeline-step {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-sm);
  padding: 1rem 0.75rem;
  text-align: center;
}

.pipeline-day {
  font-family: var(--font-mono);
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--gold-champagne);
  margin-bottom: 0.25rem;
}

.pipeline-label {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-pure-white);
}

.pipeline-meta {
  font-size: 0.68rem;
  color: var(--text-muted);
  margin-top: 0.15rem;
}

.fim-disclaimer {
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-top: 1.5rem;
  line-height: 1.5;
}

/* --------------------------------------------------------------------------
   11. DOBRA 5: CONFIANÇA
   -------------------------------------------------------------------------- */
.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
  margin-bottom: 2.5rem;
}

@media (max-width: 900px) {
  .trust-grid {
    grid-template-columns: 1fr;
  }
}

.trust-card {
  background: var(--bg-charcoal);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 2.25rem 1.75rem;
  transition: all var(--transition-fast);
}

.trust-card:hover {
  border-color: var(--border-gold-subtle);
  transform: translateY(-3px);
}

.trust-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background: var(--gold-bg-subtle);
  border: 1px solid var(--border-gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  color: var(--gold-champagne);
}

.trust-icon svg {
  width: 22px;
  height: 22px;
}

.trust-title {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--text-pure-white);
  margin-bottom: 0.75rem;
}

.trust-desc {
  font-size: 0.95rem;
  color: var(--text-secondary);
  line-height: 1.65;
}

.institutional-banner {
  background: var(--bg-graphite);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  padding: 1.5rem 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}

.inst-left {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.inst-name {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text-pure-white);
}

.inst-tag {
  font-family: var(--font-mono);
  font-size: 0.75rem;
  color: var(--gold-champagne);
  background: var(--gold-bg-medium);
  border: 1px solid var(--border-gold);
  padding: 0.2rem 0.6rem;
  border-radius: var(--radius-xs);
}

/* --------------------------------------------------------------------------
   12. DOBRA 6: FORMULÁRIO EXECUTIVO COMPACTO COM CAIXAS DE SELEÇÃO (<select>)
   -------------------------------------------------------------------------- */
.form-section {
  background: #0D0F12;
  position: relative;
}

.form-card {
  background: var(--bg-charcoal);
  border: 1px solid var(--border-medium);
  border-radius: var(--radius-xl);
  padding: 3rem;
  max-width: 680px;
  margin: 0 auto;
  box-shadow: var(--shadow-luxury);
}

@media (max-width: 768px) {
  .form-card {
    padding: 2rem 1.5rem;
  }
}

.form-group {
  margin-bottom: 1.5rem;
}

.form-label {
  display: block;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--text-pure-white);
  margin-bottom: 0.5rem;
}

.form-input {
  width: 100%;
  padding: 0.85rem 1.15rem;
  background: var(--bg-graphite);
  border: 1px solid var(--border-medium);
  border-radius: var(--radius-sm);
  color: var(--text-pure-white);
  font-size: 0.95rem;
  transition: all var(--transition-fast);
}

.form-input:focus {
  outline: none;
  border-color: var(--gold-champagne);
  box-shadow: 0 0 0 3px var(--gold-bg-subtle);
}

.form-input::placeholder {
  color: var(--text-muted);
}

/* Custom Styled Select Dropdown (Caixas de Seleção Compactas) */
.select-wrapper {
  position: relative;
  width: 100%;
}

.form-select {
  width: 100%;
  padding: 0.85rem 2.5rem 0.85rem 1.15rem;
  background: var(--bg-graphite);
  border: 1px solid var(--border-medium);
  border-radius: var(--radius-sm);
  color: var(--text-pure-white);
  font-size: 0.95rem;
  appearance: none;
  -webkit-appearance: none;
  -moz-appearance: none;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.form-select option {
  background-color: #161A1F;
  color: #F4F2EC;
  padding: 0.5rem;
}

.form-select:focus {
  outline: none;
  border-color: var(--gold-champagne);
  box-shadow: 0 0 0 3px var(--gold-bg-subtle);
}

.select-chevron {
  position: absolute;
  right: 1.15rem;
  top: 50%;
  transform: translateY(-50%);
  width: 16px;
  height: 16px;
  color: var(--gold-champagne);
  pointer-events: none;
  transition: transform var(--transition-fast);
}

.form-submit-btn {
  width: 100%;
  padding: 1rem 2rem;
  margin-top: 1rem;
}

.form-privacy-note {
  font-size: 0.75rem;
  color: var(--text-muted);
  text-align: center;
  margin-top: 1rem;
  line-height: 1.4;
}

/* --------------------------------------------------------------------------
   13. DOBRA 7: FAQ & FINAL CONVERSION TRIGGER
   -------------------------------------------------------------------------- */
.faq-list {
  max-width: 820px;
  margin: 0 auto 4rem auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background: var(--bg-charcoal);
  border: 1px solid var(--border-subtle);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--transition-fast);
}

.faq-item:hover {
  border-color: var(--border-medium);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.35rem 1.5rem;
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text-pure-white);
  text-align: left;
  cursor: pointer;
  gap: 1rem;
}

.faq-icon {
  width: 20px;
  height: 20px;
  color: var(--gold-champagne);
  transition: transform var(--transition-fast);
  flex-shrink: 0;
}

.faq-item.is-open .faq-icon {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s cubic-bezier(0.16, 1, 0.3, 1), padding 0.3s ease;
  padding: 0 1.5rem;
}

.faq-item.is-open .faq-answer {
  padding: 0 1.5rem 1.35rem 1.5rem;
}

.faq-answer-inner {
  font-size: 0.95rem;
  color: var(--text-secondary);
  line-height: 1.65;
  border-top: 1px solid var(--border-subtle);
  padding-top: 1rem;
}

/* Final CTA Card */
.final-cta-card {
  background: var(--bg-charcoal);
  border: 1px solid var(--border-gold);
  border-radius: var(--radius-lg);
  padding: 3.5rem 2rem;
  text-align: center;
  max-width: 820px;
  margin: 0 auto;
  box-shadow: var(--shadow-luxury);
}

.final-cta-title {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 800;
  color: var(--text-pure-white);
  margin-bottom: 0.75rem;
}

.final-cta-sub {
  font-size: 1.05rem;
  color: var(--text-warm-gray);
  margin-bottom: 2rem;
  max-width: 550px;
  margin-left: auto;
  margin-right: auto;
}

/* --------------------------------------------------------------------------
   14. FOOTER & REGULATORY
   -------------------------------------------------------------------------- */
.site-footer {
  background: #07080A;
  border-top: 1px solid var(--border-subtle);
  padding: 4rem 0 2.5rem 0;
  font-size: 0.82rem;
  color: var(--text-muted);
  line-height: 1.65;
}

.footer-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1.5rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid var(--border-subtle);
  margin-bottom: 2rem;
}

.footer-legal {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.footer-legal p {
  color: var(--text-muted);
}

.footer-copyright {
  margin-top: 2rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.04);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.75rem;
}